Funeral Help & Advice

Thos. Furber & Co. Funeral Directors

Telephone: 0121 427 2233
Email: info@thosfurberandco.ltd.uk

Funeral Directors

Funeral Help & Advice

Thos. Furber & Co. Funeral Directors

0121 427 2233
info@thosfurberandco.ltd.uk

Funeral Directors

“No one service is the same..”

At Thos. Furber & Co. Ltd., we understand that after the funeral is the beginning of your future journey.  We want to continue to support you as you embark upon this journey and are therefore very proud to announce that we are partners with SAIF Care.

SAIF Care is a service offered by funeral homes that are members of The National Society of Allied and Independent Funeral Directors (SAIF).

SAIF Care provides a range of services to bereaved people over the age of 18, including:

  • A freephone telephone helpline 0800 917 7224
  • Email support and information help@saifcare.org.uk
  • Up to six free sessions of supportive counselling by telephone, skype or face to face in your local area.

SAIF Care services are offered by friendly staff who are trained in counselling and bereavement skills and who will be able to listen and support you.

SAIF Care Associate Counsellors are highly skilled and qualified. They will be able to help you to understand your experience of grief, develop self-care, coping strategies and support you to deal with the challenges you may be facing.

SAIF Care services are available Monday– Friday, from 9am–9pm,

SAIF Care is confidential and free of charge to people who have used the services of Thos. Furber & Co. Ltd.

For more information please call:

Thos. Furber & Co. Ltd. on: 0121 427 2233 or

SAIF Care on: 0800 917 7224

Advice & Legal Information.

FREE LEGAL ADVICE

Thomas Furber & Co. Ltd. clients can ring Coley & Tilley (solicitors) on 0121 643 5531 (quoting Thomas Furber & Co Ltd) to receive free telephone advice from specialist lawyers. This covers all legal issues surrounding the death of a loved one, including all matters concerning a will, the lack of a will, matters of legal responsibility, and the duties of executors or next of kin and matters concerning probate. Just call for advice and reassurance.

IF THERE IS A WILL...

Check the will for any directions as to the body or ashes or other arrangements concerning the funeral. Wishes expressed in a will are often not legally binding but are to be respected if possible and reasonable in all the circumstances.

Legally it is the executors who have all the authority and duties regarding the loved one although typically it is the nearest family who make the practical decisions with the agreement of the executors if it happens that the executors are not themselves nearest family.

The will does not need to be read in front of the family or those affected by the will.

For free telephone legal advice call Coley & Tilley (Solicitors) on 0121 643 5531 and quote: Thomas Furber & Co. Ltd.

IF THERE IS NO WILL...

In the case of “intestacy” - when a person dies without leaving a will - it is the nearest family who take on the responsibilities and duties and in particular make the funeral arrangements.

Intestacy may not lead to difficulties - but with reasonable value estates and particularly where there are both a surviving spouse or civil partner and children, the law often imposes a trust and legal advice will need to be taken.

For free telephone legal advice call Coley & Tilley (solicitors) on 0121 643 5531 and quote: Thomas Furber & Co. Ltd.

DISPUTES ABOUT WILLS

Sadly it is quite common for family members to be upset and disappointed about the terms of a will. Disputes can be expensive and end up reducing the estate of the loved one by legal costs so that the beneficiaries lose out.

Whilst the basic law is that we can give our property to whomever we choose there are a variety of ways in which a will may be challenged and expert advice should always be taken.

For free telephone legal advice call Coley & Tilley (solicitors) on 0121 643 5531 and quote: Thomas Furber & Co. Ltd.

PROBATE

This is the document issued by the Probate Court which gives official authority to the executors of the will to deal with all the loved one’s finances, If there is no will then the document is instead called “Letters of Administration” and the persons appointed are called “Administrators” instead of “Executors” - but they do exactly the same job.

For very modest estates a Grant of Probate or a Grant of Letters of Administration may not be needed. Asset holders can be approached to check if they require Probate or Letters of Administration before dealing with the asset.

DO I NEED A SOLICITOR?

Not necessarily. Many Grants of Probate or Letters of Administration are quite straight forward. It can even be a good experience personally to sort out the affairs of a loved one. On the other hand, there may be reasons of complexity or just personal reasons why you would like a professional to take over the burden of administering the estate. It will not necessarily be expensive. Before you decide, your solicitors will tell you what charges they would expect to make.

For free telephone legal advice call Coley & Tilley (solicitors) on 0121 643 5531 and quote: Thomas Furber & Co. Ltd.

INHERITANCE TAX & INCOME TAX

Each individual has an IHT allowance (“nil rate band”) of £325,000. So the combined estate of a married couple or civil partners can be £650,000 before IHT is payable and the tax is levied on the balance over the nil rate band(s).

If IHT is due it has to be paid sixth months after the end of the month in which the death occurred. Where IHT is due it generally has to be paid when the application for Probate is made, and interest is charged for late payment.

INCOME TAX

If the loved one completed tax returns it will be necessary to tidy up the income tax affairs and obtain any refund due or pay any tax owing to the date of death. A Return usually has to be made en behalf of the executors when untaxed income (such as rental income) continues to come in. Often, it is advisable for a solicitor and/or an accountant to be used in these circumstances.

For free telephone legal advice call Coley & Tilley (solicitors) on 0121 643 5531 and quote: Thomas Furber & Co. Ltd.

MAKING A WILL

Do you need a will…?

Without a will your affairs cannot be considered to be in order. The Laws of Intestacy that apply when there is no will can create most inconvenient trusts when trusts are not wanted. A will ensures that your wishes are realised.

How to make a will

We recommend our clients use the services of a solicitor. It is of course possible to do a DIY job by buying a will form or going online. But for such an important document we feel you can do no better than putting your trust in the experts.

For free telephone legal advice call Coley & Tilley (solicitors) on 0121 643 5531 and quote: Thomas Furber & Co. Ltd.

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Thos Furber & Co Ltd | Funeral Directors Birmingham | Funeral Help & Advice
Thos Furber & Co Ltd | Funeral Directors Birmingham | Funeral Help & Advice
Thos Furber & Co Ltd | Funeral Directors Birmingham | Funeral Help & Advice
Thos Furber & Co Ltd | Funeral Directors Birmingham | Funeral Help & Advice